RECENT REMOVALS & REVIEWS
REMOVED.
REPO REMOVED!
DELETED.
STUDENT LOANS REMOVED
DELETED!
My name is Dan and I am physically located in New Jersey (but have clients Nationwide) and I help people get their credit reports in order. Do not fall for the fake scammers online. They take your money and never do anything. Credit repair is not a 24 hour process or 10 day process or even a 30 day process like some people advertise it. The disputes take time, but you need to know how to word them and how to tackle the negative data on your credit report the right way from the beginning.
Many people have inaccurate information on their credit report that is hurting them. There are laws that protect you and what they can and can't report. If they do not provide proof of accuracy for the items on your report, then they must remove it! I have literally had people go from a 450 score to a 700 score in a matter of 90 days....however please be aware that although you will see movement pretty quick on your report, some items will take several dispute rounds and back-and-forths to get totally removed. Bureaus have 30-45 days to respond back to us between cycles, that is why this is a process that can take 6 months or more. It is not always a one-and-done shot deal. We will keep going until it is done.
STEP 1
FREE CONSULTATION
STEP 2
ENROLL IN PLAN
STEP 3
DISPUTES & REPAIR
STEP 4
REPAIR COMPLETE. FUNDING?
Remove Inquiries from your credit report from lenders who ran your credit. Most inquiries are not properly authorized and can be removed for a score bump.
Remove Collections and other negative accounts from your credit report. Even ONE collection can drop your score over 100 points. They must go!
Remove charge offs from your credit report. These can substantially affect your credit worthiness to other lenders. Even if they are $0, they are bad and must go.
Get rid of any late payments on your credit reports. Although you have caught up, those negative strikes are killing your score! Auto Repo's hurt big time.
Any type of public record such as a judgement or a eviction can hamper your ability to obtain housing and obtain credit.
Having a bankruptcy on your credit report will prevent you from having any serious borrowing ability. Get it removed.
There is a $750.00 enrollment fee to start the credit repair process and on-board you into our program.
Once enrolled into the program, you only pay as things happen. You will be invoiced once we see results:
Prices are per bureau and per removal
Worried about having a lot of negative items? There is a $3,500 maximum for a complex file with many negative items to be removed. Most clients would never reach this but if you are worried about having many accounts and negative items, our pay per removal fees will max out at $3,500 so you will never pay more then that.
Depends, all credit files are different. Dispute cycles can last between 30-45 days. Some negative items will drop off on the first shot, and some will take 6-8 cycles. Hard to remove items such as bankruptcies and other public records can take up to 12-14 months to be removed.
You will need access to your experian.com account, credit karma to start. As things proceed, we may ask you to create a free account with transunion and equifax.
As far as documents, we will need your basic ID documents (such as state ID or DL), latest utility bill to show proof of address to the credit bureaus, and some other basic documents.
I accept Credit Card (certain restrictions apply), Zelle, Cash (for in-person clients), Money orders and Checks.
YES! Let's talk about your situation and come up with a plan. Whether you use me or not for your credit repair, we can guide you in the right direction and come up with logical expectations for your situation.
